A Credit Conversation with Leaders in the Know

As the 2026 economic landscape continues to shift, credit risk management remains at the forefront of strategic decision-making. This timely discussion brings together experienced industry leaders to share insights on emerging risks, market trends, and forward-looking credit strategies for today’s financial services environment.

Discussion Highlights

Attendees can expect thoughtful dialogue on:

• The evolving economic outlook
• Portfolio vulnerabilities and opportunities
• Regulatory considerations
• Strategic credit positioning in uncertain markets

A well-known financial expert once said, “Economics puts people to sleep, money wakes them up.” Providing some awakening to current credit practices are this year’s Credit Officer panelists: Derek Steward, Executive Vice President and Chief Credit Officer for Zions Bancorporation; Christy Daboval, Executive Vice President and Chief Credit Officer for BOK Financial; and Gordon Osberg, Executive Vice President and Chief Credit Officer for UniBank.

Each panelist brings a wealth of experience from different sectors of commercial lending and will provide actionable takeaways for optimizing credit strategies and honing decision-making skills. Whether you’re a seasoned professional or new to the industry, this discussion will offer valuable insights to help you thrive in the evolving market for financial services. Hosted by PCBS instructor Harlan Hill, this lively panel discussion delivers an informed view of the credit landscape of 2026 and beyond.