A Credit Conversation with Leaders in the Know

As the 2026 economic landscape continues to shift, credit risk management remains at the forefront of strategic decision-making. This timely discussion will bring together experienced industry leaders to share insights on emerging risks, market trends, and forward-looking credit strategies.

Expect thoughtful dialogue on:

• The evolving economic outlook
• Portfolio vulnerabilities and opportunities
• Regulatory considerations
• Strategic credit positioning in uncertain markets

A well-known financial expert once said, “Economics puts people to sleep, money wakes them up.” Providing some awakening to current credit practices are this year’s Credit Officer panelists: Derek Steward, Executive Vice President and Chief Credit Officer for Zions Bancorporation; Christy Daboval, Executive Vice President and Chief Credit Officer for BOK Financial; and Gordon Osberg, Executive Vice President and Chief Credit Officer for UniBank. Our panelists, each bringing a wealth of experience from different sectors of commercial lending, will provide actionable takeaways for optimizing credit strategies and honing decision-making skills.

Whether you’re a seasoned professional or new to the industry, this discussion will provide you with valuable insights to thrive in the evolving market for financial services.

Hosted by PCBS instructor, Harlan Hill, this lively panel discussion will deliver an informed view of the credit landscape of 2026 and beyond.