Chief Credit Officer – Zions Bancorporation
Michael Morris joined Zions Bancorporation in 2007, where he began in the role of Managing Director, Real Estate Capital Markets. In 2009, he transitioned to EVP of Real Estate Banking, Zions First National Bank. In August 2013, he assumed the role of CCO at Zions Bancorporation. Prior to joining Zions Bancorporation, he was Managing Director for JP Morgan Real Estate, Executive Vice President for Bank One, and Senior Vice President for First Interstate Bank of California. He has overseen several business lines throughout his career, such as consumer and commercial loan originations, portfolio management, workouts and syndications.
Mr. Morris is the senior credit officer for the enterprise and oversees the credit risk function, which includes key areas such as the credit approval process and policy, credit quality, portfolio stress testing, risk grading, allowance for credit loss, and credit MIS. Mr. Morris serves on the following key management committees: executive management, capital management, concentration management, new products and technology, securities oversight and enterprise risk management.
Mr. Morris received his bachelor’s degree from the University of Utah and attended the Graziadio Graduate School of Business at Pepperdine University. He has served on the boards of the Utah State Fair, Ballet West, Hogle Zoo, and he Chaired the Utah School Trust Lands Board for several years. He currently serves as a director of the Ivory Boyer School of Real Estate at the University of Utah, the Thunderbird Foundation, a Utah non-profit, and a director of the Salt Lake Country Club.